Paying for your Psychotherapy

Thank you for choosing Patrick Ames Counseling.  Please review and choose one of the following billing options as it will best meet your needs.

Option 1: Insurance

Currently, I am contracted with Blue Cross Blue Shield of Illinois PPO Network and Humana Military Tricare. I am considered out of network for all HMO insurances. 

Please contact your insurance company directly by calling the member services number on your insurance card to verify what your policy's out of network coverage is for out-patient psychotherapy benefits.  Please ask your representative about the following prior to your first visit:

  • If your services will require preauthorization

  • Your out of network deductible

  • Your coinsurance

  • If you have a co-pay

  • Your out of pocket maximum as it relates to your out of network plan

These services will be filed to your health insurance and you will be responsible for any costs that your insurance will not cover.

Option 2: Cash Pay

Some patients who either have no out of network benefits or, due to their high deductible amounts, or out of pocket expenses, seek services on a CASH PAY BASIS.

I accept cash or check.

You are responsible for full payment at the time of service and I will provide you an invoice. 

Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay 75% of the session cost.