Paying for your Psychotherapy

Thank you for choosing Patrick Ames Counseling.  Please review and choose one of the following billing options as it will best meet your needs.

Option 1: Insurance

Currently, I am contracted with bda Morneau Shepell EAPBlue Cross Blue Shield of Illinois PPO Network, Ceridian LifeWorks Services EAP, Cigna Behavioral Health, Converge MidAmerica, HealthLink, Humana(LifeSynch)/ ChoiceCare, Magellan Health Services, Mines and Associates, MultiPlanUnited Healthcare, and United Behavioral Health/US Behavioral Health Plan.  I am considered out of network for all other HMO and PPO insurance plans such as Aetna.  I am in the process of contracting with several insurance companies and will update this site as those contracts unfold. 

Until then, please contact your insurance company directly by calling the member services number on your insurance card to verify what your policy's out of network coverage is for out-patient psychotherapy benefits.  Please ask your representative about the following prior to your first visit:

  • If your services will require preauthorization
  • Your out of network deductible  
  • Your coinsurance
  • If you have a co-pay
  • Your out of pocket maximum as it relates to your out of network plan

These services will be filed to your health insurance and you will be responsible for any costs that your insurance will not cover.

Option 2: Cash Pay

Some patients either have no out of network benefits or, due to their high deductible amounts, or out of pocket expenses, may wish to seek services on a CASH PAY BASIS.

I accept cash or check.

You are responsible for full payment at the time of service and I will provide you an invoice. 

Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay the full cost of the session.